DETERMINANTS OF BANK CAPITAL STRUCTURE: EVIDENCE FROM INDONESIA

Abstract –The capital structure in banking has become discussed due to the competition with fintech and bank digital debate about efficiency of its choices. The purpose this paper is investigate dynamics that go into determining a bank's Indonesia. Indonesian banks examined using panel regression model. Profitability, corporate tax, growth, collateral, size all influence banks' financing or decisions, according findings study. study's most important result debts finance more than 87 percent assets, short-term obligations accounting for three-quarters capital. This emphasizes importance borrowing funding over long-term debts. fundamental contribution article identification factors banks.
 Keywords: Capital Structure Determinants; Banks; Trade-Off Theory; Pecking Order Theory